[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.blackle.cz\/setrenim-uz-dnes-nezbohatnete\/#Article","mainEntityOfPage":"https:\/\/www.blackle.cz\/setrenim-uz-dnes-nezbohatnete\/","headline":"\u0160et\u0159en\u00edm u\u017e dnes nezbohatnete","name":"\u0160et\u0159en\u00edm u\u017e dnes nezbohatnete","description":"\u0160et\u0159en\u00edm u\u017e v dne\u0161n\u00ed dob\u011b nezbohatnete, tak jako d\u0159\u00edv. Jak se \u0159\u00edk\u00e1, kdo \u0161et\u0159\u00ed, prod\u011bl\u00e1 za t\u0159i nebankovnihypoteka.cz. V minulosti\u010c\u00edst d\u00e1le","datePublished":"2025-03-29","dateModified":"2025-03-29","author":{"@type":"Person","@id":"https:\/\/www.blackle.cz\/author\/#Person","name":"","url":"https:\/\/www.blackle.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"blackle.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.blackle.cz\/wp-content\/uploads\/kelly-sikkema-3-Tc_5LROrM-unsplash.jpg","url":"https:\/\/www.blackle.cz\/wp-content\/uploads\/kelly-sikkema-3-Tc_5LROrM-unsplash.jpg","height":0,"width":0},"url":"https:\/\/www.blackle.cz\/setrenim-uz-dnes-nezbohatnete\/","about":["Ekonomika"],"wordCount":406,"articleBody":"         \u0160et\u0159en\u00edm u\u017e v dne\u0161n\u00ed dob\u011b nezbohatnete, tak jako d\u0159\u00edv. Jak se \u0159\u00edk\u00e1, kdo \u0161et\u0159\u00ed, prod\u011bl\u00e1 za t\u0159i nebankovnihypoteka.cz. V minulosti m\u011blo \u0161et\u0159en\u00ed d\u00e1valo v\u011bt\u0161\u00ed smysl kv\u016fli tomu, \u017ee byla men\u0161\u00ed inflace. Za posledn\u00ed roky jsme d\u00edky inflaci za\u017eili kru\u0161n\u00e9 roky. M\u011bla za n\u00e1sledek prudk\u00e9 zdra\u017eov\u00e1n\u00ed mnoha v\u011bc\u00ed. Energi\u00ed, potravin, nemovitost\u00ed. Pen\u00edze, kter\u00e9 n\u00e1m le\u017eeli na b\u011b\u017en\u00e9m \u00fa\u010dtu rychle ztr\u00e1celi na hodnot\u011b. A bojovat se proti tomu dalo jen velmi t\u011b\u017eko. N\u011bkter\u00e9 v\u011bci zkr\u00e1tka neovlivn\u00edme. I proto mnoho lid\u00ed zpochyb\u0148uje t\u0159eba \u0161et\u0159en\u00ed na d\u016fchod formou penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed, kter\u00e9 funguje v na\u0161\u00ed zemi ji\u017e dlouh\u00e9 roky. M\u00e1 ale skute\u010dn\u011b smysl?\u00darok, kter\u00fd penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed m\u00e1, zdaleka nepokryje inflaci, kter\u00e1 n\u00e1s je\u0161t\u011b \u010dek\u00e1. Na druhou stranu si ukl\u00e1d\u00e1te pen\u00edze, kter\u00e9 budete moci v d\u016fchodu pou\u017e\u00edt. A to je d\u016fle\u017eit\u00e9.Stejn\u011b tak se zpochyb\u0148uj\u00ed spo\u0159\u00edc\u00ed \u00fa\u010dty. Na n\u011bkter\u00fdch m\u016f\u017eete z\u00edskat p\u011bkn\u00fd \u00farok, t\u0159eba 5 %, ale t\u0159eba proti inflaci, kter\u00e1 n\u00e1s v posledn\u00ed dob\u011b postihla, n\u00e1m ani tento \u00farok nebyl p\u0159\u00edli\u0161 mnoho  platn\u00fd . Pen\u00edze, kter\u00e9 jsme si tak pe\u010dliv\u011b spo\u0159ili, ztratili svou hodnotu.Mnoho finan\u010dn\u00edch poradc\u016f rad\u00ed jako jedin\u00fd \u00fa\u010dinn\u00fd boj proti inflaci pen\u00edze investovat. Jenom\u017ee to je riskantn\u00ed. Ty m\u00e9n\u011b riskantn\u00ed investice v\u00e1m nedaj\u00ed takov\u00e9ho zhodnocen\u00ed, aby vyrovnali inflaci. A u riskantn\u011bj\u0161\u00edch investic zase je riziko, \u017ee sp\u00ed\u0161e prod\u011bl\u00e1te, ne\u017e z\u00edsk\u00e1te.Mo\u017en\u00e1 si po tomhle polo\u017e\u00edte ot\u00e1zku, m\u00e1 tedy v\u016fbec smysl spo\u0159it? I kdy\u017e nejsou podm\u00ednky pro odkl\u00e1d\u00e1n\u00ed pen\u011bz ide\u00e1ln\u00ed, rozhodn\u011b si spo\u0159te. I s men\u0161\u00edm \u00farokem. Lep\u0161\u00ed men\u0161\u00ed \u00farok ne\u017e \u017e\u00e1dn\u00fd. A jestli si nebudete nic odkl\u00e1dat, m\u016f\u017eete se dostat do velk\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f, kdy\u017e v\u00e1s p\u0159ekvap\u00ed n\u011bjak\u00fd ne\u010dekan\u00fd v\u00fddaj. A ten p\u0159ij\u00edt m\u016f\u017ee. Rozbit\u00e9 auto, spot\u0159ebi\u010de, nemoc nebo ztr\u00e1ta zam\u011bstn\u00e1n\u00ed. Doporu\u010duje se, aby m\u011bli lid\u00e9 odlo\u017eenou alespo\u0148 \u010d\u00e1stku ve v\u00fd\u0161i t\u0159\u00ed sv\u00fdch plat\u016f. Toho byste se m\u011bli dr\u017eet.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160et\u0159en\u00edm u\u017e dnes nezbohatnete","item":"https:\/\/www.blackle.cz\/setrenim-uz-dnes-nezbohatnete\/#breadcrumbitem"}]}]